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Top 10 Most Popular Mobile Payment Services in Japan

Japan is famous for being a cash-based country. According to the Ministry of Economy , Trade and Industry, in 2015, only 18.4% of household final consumption expenditure was paid through cashless payment methods, such as credit cards, electronic money and mobile payments. Take a look at Japan’s most popular mobile payment services.


PayPay is owned by PayPay Group, a joint partnership between Softbank and Yahoo! Japan, guy. While this is one of the newest mobile payment systems, its brand visibility is very strong as a result of the lucrative incentive marketing program introduced in December 2018.You need to link your PayPay account to your bank account or Yahoo! Wallet account to use it. This software also helps you to give money to your relatives and friends. PayPay is actually only distributed in brick and mortar locations, however is looking to develop their distribution relationships.

Line Pay

Line Pay is one of the utilities offered by the massive chat device, LINE. The software has 79 million subscribers in Japan and 194 million users worldwide. You will apply credit to your LINE Pay wallet from your bank account or via convenient stores. It also offers a more efficient auto-charge feature.You can use LINE Pay not only in brick and mortar stores, but also in online stores. LINE Pay offers a safe and efficient service by meeting with the PCI DSS and ISO / IEC 27001 codes, the International Framework for Information Security Management.

Rakuten Pay

Rakuten Pay is a payment service provided by Rakuten, one of Japan’s leading e-commerce networks. You need to synchronize Rakuten Pay with your credit card. Benefits of utilizing Rakuten Pay is that you can receive Rakuten loyalty points that can be used in shops. In turn, if you have a Rakuten credit card, you will receive double loyalty points. You will use Rakuten Pay with both online and offline stores.

Origami Pay

Origami is Japan’s first mobile payment technology firm located in Tokyo. Many retailers provide discounts by Origami. Actually, Origami is sold in more than 1.45 million Japanese partner shops and more than 1,000 foreign partner shops. You can locate your partner shops on the map in the Origami app.


D-barai is a prepaid payment program operated by Japan’s largest cell phone provider, NTT DoCoMo (“Barai” means payment in Japanese). This payment system enables DoCoMo customers to pay for their monthly phone bills. Because users are already registered with a Docomo account, they do not need to link to their bank account or credit cards.You will collect loyalty points that can be used for online and offline purchases for phone bill payments.



merPay is a mobile payment service offered by Japan’s leading second-hand retail company, mercari. You can add to merPay account by linking your bank account or using your mercari market earnings. Thanks to Mercari’s large consumer base and strong brand recognition, merPay has gained 1 million users in just 63 days! merPay can be used in more than 900,000 Japanese partner stores.

Pixiv PAY

Pixiv is a Japanese online platform for artists and, as the name implies, Pixiv PAY is a mobile payment system offered by Pivix. You need a Pixiv account to use PAY. Due to the particular nature of Pixiv (mainly anime and manga fans), Pixiv PAY has started to dominate among comic industry members, one of Japan’s biggest comic-related activities.Comiket is renowned for cash-only and non-exchange purchases since most of the exhibitors are novice makers. However, Pixiv PAY is improving this cycle at Comiket by providing an simple and secure alternate payment option for both exhibitors and purchasers.


Pring began as a peer-to – peer mobile fund transfer program. We might name it the Japanese edition of Venmo. To use the app, you need to link your bank account to the pring. Pring focuses on promoting contact between friends and family with the chat feature. Pring may be used for payment in grocery shops, although the choices are very restricted as of today.

Apple Pay

Needless to mention, Apple Pay is an Android mobile payment program. The main distinction from the providers listed above is the infrastructure that allows a payment system. Because Apply Pay is driven by NFC, you can use any of the big E-money smart cards, such as Suica, QUICPay and iD.

Google Pay

I guess you ‘re still familiar with Google Pay. Google Pay is an Ios variant of Apple Pay, which is also powered by NFC. Although Apple Pay has a small range of compatible e-money services, Google Pays requires consumers to utilize five big e-money services: Suica, QUICPay, Rakuten Edy, Nanako, and WAON.